How Do You Get A Bid Bond?

Sara

Getting a bid bond is not complicated especially since the contractor does not issue the guarantee themselves. Instead, they go to a surety company or individual to give it to them. See more here on how contractors get a bid bond.   How to Get a Bid Bond Before approaching a surety company, any contractor should have their financial statements ready. This may sound simple, but to a lot of people’s surprise, there are contractors who do not have their financial statements ready and updated. These documents are essential because they will be the primary basis of the surety company of whether or not they will grant you a written guarantee. Once the financial statements are ready, the next step is to give the bid invitation letter to the guarantor. Usually, the project owner provides the bid request form and this serves as the bid bond application form. If there’s nothing provided, most surety firms have their own application forms. Most application forms ask the same things:   How much are you bidding? When is the bidding date? What are your past bidding experiences? How long has your construction company been in the industry? What are your past projects? How much is your credit score?   These questions are meant to discover more about contractors’ financial capabilities as well as their personal financial history. To increase your chances of getting a guarantee, you can increase assets like stocks and bonds, US securities, and amount of cash. However, not all assets can be useful in securing a guarantee. Most of these assets are non-liquid assets such as estate, machines, and jewelry. In other words, having a large amount of disposable cash still gives a higher chance of getting a guarantee especially in the construction industry. To add to that, the bigger the project is, the more requirements are needed because a lot more money is needed. Naturally, contractors have a higher risk of defaulting once the project has taken place.   The Difference of Bid Bond and Performance Bond To some people, bid bonds and performance bonds are interchangeable; however, they are different in many ways. The primary difference is that bid bonds are given by a number of contractors because more than two contractors usually bid for a federal project. Moreover, a bid bond is given before a project commences. On the other hand, a performance bond is given by one contractor after the bidding is done. This cash deposit serves as the project owner’s protection for when the contractor does not follow through with what was stated in the contract. In the event that the contractor defaults or fails to fulfill their part of the bargain, the project is given to the second lowest bidder. The same process happens for getting a bid bond and passing a performance bond.

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Types of Mesothelioma Cancer

Sara

The different types of this disease depend on the locations in the body where it develops. Here are the four types of Mesothelioma, their definitions, symptoms, and the treatments that can be applied. Pleural Mesothelioma and Symptoms Mesothelioma cancer that develops in the lining of the lungs is called the Pleural Mesothelioma. This is the most common form of the illness. 80 percent of the new cases consist of this variation. This version of the disease is difficult to diagnose in its early stages. Stage One and Two of this cancer would only show mild signs, which can be mistaken as a cold. In later stages, the symptoms will worsen thus confirming the diagnosis. It usually has a poor prognosis unfortunately and most patients live less than 17 months from the time the symptoms appeared. Pleural Mesothelioma has symptoms such as breathlessness, fever, fatigue, and chest pain. Patients can be treated with radiation therapy, chemotherapy, and immunotherapy. Definition of Pericardial Mesothelioma and Symptoms Pericardial mesothelioma appears in the lining of the heart cavity (pericardium). It is an uncommon type of cancer, which is accounted for less than one percent of all cases. Actually, there are only 200 reported cases in medical history. As this rare cancer develops into further stages, the heart will not be able to deliver the oxygen to the body. This will make the body weaker at a fast rate. This rare disease has symptoms like irregular heartbeat, difficulty of breathing, cough, and chest pain. It usually has the same signs of having a heart attack. It even goes undiagnosed until an autopsy has been done. Surgery is one way to treat it, but only extends the survival rate. Symptoms, Location, and Treatment of Peritoneal Mesothelioma Peritoneal mesothelioma appears in the lining of the abdomen and spreads to other abdominal organs. The organs that get affected are the spleen, liver, and bowel. The most common sign of this type of cancer is having severe abdominal pain. Fluid buildup in the abdomen area can cause pain. Patients also feel bloated. This variation of cancer can be treated with the hyperthermic intraperitoneal chemotherapy (HIPEC.) Survivability rate and results vary from patient to patient, but it usually depends on their situation and other factors. Testicular Mesothelioma The testicular mesothelioma is a very rare form of cancer that only has 100 cases recorded in medical history. It develops in the tunica vaginalis, which is the surface lining that covers a testicle. The common symptoms of this disease are painless testicular lumps and scrotal swelling. Its prognosis is usually two years. Most doctors treat it with chemotherapy and surgery. Three Different Forms of Mesothelioma Cells The cancer cells that comprise the mesothelioma tumors are of three types. These types are the epithelial, sarcomatoid, and the biphasic. As of now, the only way to confirm the diagnosis is to know the cell type. A biopsy is done on a patient so that the doctor can get a tissue sample. It is then taken to a pathologist to be studied under a microscope to figure out the version of cells the tumor is made of. The epithelioid mesothelioma is the most common category of cancer cell and it is found in most diagnosed cases. The cells have an elongated pattern and uniform in shape. These are usually associated with lung cancer. Sarcomatoid mesothelioma is not usually found in diagnosed cases. It is typically found in supportive areas of the body like bones and muscles. It has a long and spindle shape. This is the most difficult category of a cancer cell to treat. The combination of the two previous cells is the biphasic mesothelioma. It appears in 40 percent of known diagnosed cases. While it is a combination of both cells, it is differentiated because some of the cells are found in a separate area of the tumor. Common Treatments for Mesothelioma There are different medical procedures that can be used to treat mesothelioma, but it will depend on the type. The most common treatment is surgery, which removes the tumors. Different chemotherapy drugs can be used to treat a specific type of illness. There are also different methods of radiation therapy in order to have the most effective treatment. Treatments for this dangerous type of disease need a large amount of cash, which is why you will need to ask compensation from your employers. Mesothelioma lawyers like from Belluck & Fox, LLP can help you with that problem and assist you to claim the funds you need for your medication.

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Legal Advice for the Modern Society

Sara

Having sufficient knowledge of the law is not simple such that lawyers spend years learning and mastering it. When it comes to the general population, it is not so surprising that many do not have enough know-how about their legal rights. While legal advice is available at any law office, many are scared of having to pay to speak to a lawyer. This should not be a hindrance to getting the legal advice especially when it is needed. Law is complicated and understanding what options you have in a case is not easy, especially in cases that affect your life directly, like when it comes to immigration law. Or you might be liable for some compensation after being a victim of negligence, so knowing personal injury law is helpful. In our website, we will provide legal advice that people living in modern times can use, depending on their needs and situation. Even without a background in law, the information in our website is simple and without that legal jargon to confuse you. After all, you want to be able to understand concepts in labor law or criminal law as it applies to you, specifically if you have been a victim of an unjust termination at work. Armed with this information, you will be able to figure out, without paying for lawyer’s fees, if you have a case and if you should pursue it. Many people like you consider this first and foremost before making an appointment with a lawyer. This way, they will not be wasting their time and money on something that they will not get anything back from. Moreover, having some background will give them the confidence that their legal representative is not just going to cheat them. Even if you are not looking to file a criminal case, you might still find legal advice important. For example, understanding about copyright, patents, or trademark is important even for entrepreneurs or small business owners to be able to protect their product from being copied and exploited by others. In the field of corporate law, having the right information can greatly affect the success of a firm, even if it is a small start-up. But beyond just knowing your rights, you need to be informed of your responsibilities when it comes to paperwork and requirements so that you will not get any fines. If you are also just curious and want to know more about the law, you can browse through our website and read. At times, you do not really need to have a specific inquiry or case in order to just be informed of what is stated in the law. After all, our goal is to provide legal advice and knowledge to anyone who needs it, so that everyone will be able to have access even if they are unable to afford it.

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Important Issues to Discuss with Your Divorce Lawyer

Sara

Divorce is one of the many complicated things in life. People who undergo this unfortunate event either have arrived at the decision after months or years of their marriage or they may have found themselves forced into the process after the other spouse had been discovered cheating. Further complicating their struggle are the financial and legal issues that are involved in dividing their marital property. In this article, we are going to share the important issues that you need to discuss with your divorce lawyer in order for them to best advocate on your behalf and negotiate the best possible settlement. It is important that your divorce lawyer has the full understanding of the financial picture as well as your short-term and long-term goals. As you prepare to meet your divorce lawyer, focus on property, child support, spouse support, child custody, and documents. This will help to keep you on track and have less billable hours. A comprehensive agreement will also help protect you now and in the future. Any property that the couple had acquired during the marriage is considered marital property. It can include but is not limited to cars, marital home, furniture, furs, jewelry, and household furnishings. To determine who owns the property will depend on whether you lived in a common law property state or a community property state. Parents are legally required to provide financial support for their child or children until emancipation when they are divorced. Even when the parents are obligated to pay child support to the other parent on behalf of the child or children, the right to receive support does not belong to the custodial parent but to the child. Spousal support or alimony is one of the most controversial areas of law. It would depend on which state you are divorcing. The court will consider age, length of the marriage, physical and emotional health, and etc. When granted it could either be a permanent, limited duration, reimbursement, rehabilitative alimony or a combination. Child custody is the highly contested issue. It once again depends on your state. One party may be awarded either legal or physical custody basing on best interests or physical and emotional welfare of the child. Legal custody can be joint wherein both parents are equally involved in making decisions about the child’s health, education, and welfare. Documents are very important. Bring with you all documents that can affect or substantiate any of the other issues on the property, spousal support, child custody, and child support. Bring documents that you suspect are relevant and even those that are not. Even a small invoice can make a big difference. Bring deeds, titles, wills, trusts, prenuptial and post-nuptial agreements, bank statements, tax returns, etc. Your divorce lawyer is not a mind reader no matter how talented they may be. Provide all necessary and even unnecessary information. Laying out your case is only half the battle.

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